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Renee, United States

Debt Collection

07-Feb-2017

Scam Phone Number 8448730058, B D & Associates? If a debt is REAL, you would know who you owed.

These people a woman and a man, just called my husband's phone on a name that was a previous name. They said I took out a loan and wrote a check out for a loan in 2011. They said they have a summons and would come to my job or home to deliver it to me. When they told me the bill was over 1100 dollars but they would settle out for a tenth of that amount, that was another RED FLAG.

First, I didn't take out a loan, and second, no one settles for that amount. Then when I challenged and asked for info to the attorney handling this case the woman got defensive. Then she said you can pay with a prepaid debit card...ANOTHER RED FLAG, I told her to let me speak to an attorney, she said she would get a paralegal....that's when the man got on the phone and he was immediately aggressive. After politely to the best of my ability telling him to lower his voice, he then threatens me that I would have to pay and the burden of proving I didn't write this would be on me. I told him, send me the documents and proof of this loan, he got frustrated and started yelling.

Of course I told him I did not have to listen to this and he started yelling he was going to sign off on the summons and I would be served tomorrow, how did I like that?.....LOOK, they can come if they want to, I don't know whose gonna take them out of here...BE WARE...

If a debt is REAL, ONE you would know who you owed, TWO you are have a right to request what is owed, to whom, when and who is handling the debt. They called from this number 844-873-0058

SCAM! #BD & Associates, #BD and Associates

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David J. Lead Investigator at Scamcallfighters

When someone demands payment of old debt (may be real or unreal) you should check your credit report to see whether it's actually on it, or not.

If the credit report does not state the debt at all, there is no need for you to pay even if you are convinced the debt is real, unless you are in a mood to pay it off!

There are thousands of illegal payday loan lenders who are not licensed to lend. Since they are not licensed they can't register themselves with credit rating agencies and hence can not report loan defaults.

They may try to recover the debt illegally. They may threaten to sue, but they cannot and will not, since they are illegal in the first place and hence can not approach courts!

If you want to know whether a lender is licensed to do business in your state, verify the information with your state banking regulator ( www. consumerfinance.gov/askcfpb/1637/how-do-i-find-my-states-bank-regulator.html ) or attorney general ( www . naag.org/current-attorneys-general.php )

Read more about Fake Debt Collectors at FTC: consumer.ftc.gov/articles/0258-fake-debt-collectors

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