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AVS, United States | 14-Dec-2015 |
Scam Phone Number 8442021613, First Recovery Associates (Collecting for Greenwood Associates).
I spoke to Jordan Gidwell today who said i owed a debt of 480.00. i told him that the debt was paid off since 2004, he said he would see me in court..He did not read me the FDCPA disclaimer. He said the original debtor was Greenwood Holding Group. He was unable to give me an address or phone number for Greenwood Holdings, neither could he give me an address or number for his company First Recovery Associates. I googled their name and nothing comes up. As soon as i started to ask intelligent questions the bugger hung up.. I called back and i asked for a supervisor and got EMMA, she spoke to me for awhile and then the call got disconnected too. EMMA wanted me to make payment arrangements but i said no way, that debt was paid off 10 years ago... I am no fool.
KK Reported: First Recovery Associates. Tried saying my husband took out a$300.00 loan and it never got paid back from 2012.
Cathy Reported: First Recovery Associates. Calling to collect a debt for my daughter that she know nothing about and is not anywhere on her credit report. The debit amount seems to be the same as other people that have complained
Ace Reported: Midland recovery. Said, I owed a debt since 2011 and would not give me the name of the company. I said i owed 500 but could settle for 400. I didn't have a debt back then. Didn't sound right, even had my Mother number! Block the number and don't bother with them!
Amber Reported: First Recovery Associates pretending to be a law firm threatening that a payday loan company is filing charges they have address bank info and phone number, sounds very convincing
B Cayce Reported: T. his company has been calling and leaving messages for over a month trying to reach a person named Archer. I called back the # and pushed # for wrong # and no more calls but it continues. My husband is ill and doesn't need this. I am sick of this.!!!
Ann S Reported: First Recovery Associates. They have ben calling since for the past several weeks harassing me and got a hold of my parents number. They claim I owe some company $400 from 2012. in which I do not. They wont give me the name, they just want my debit # and bank routing info. They said they would take me to court, and I said Good." They keep calling.
KK Reported: First Recovery Associates. Tried saying my husband took out a$300.00 loan and it never got paid back from 2012.
Cathy Reported: First Recovery Associates. Calling to collect a debt for my daughter that she know nothing about and is not anywhere on her credit report. The debit amount seems to be the same as other people that have complained
Ace Reported: Midland recovery. Said, I owed a debt since 2011 and would not give me the name of the company. I said i owed 500 but could settle for 400. I didn't have a debt back then. Didn't sound right, even had my Mother number! Block the number and don't bother with them!
Amber Reported: First Recovery Associates pretending to be a law firm threatening that a payday loan company is filing charges they have address bank info and phone number, sounds very convincing
B Cayce Reported: T. his company has been calling and leaving messages for over a month trying to reach a person named Archer. I called back the # and pushed # for wrong # and no more calls but it continues. My husband is ill and doesn't need this. I am sick of this.!!!
Ann S Reported: First Recovery Associates. They have ben calling since for the past several weeks harassing me and got a hold of my parents number. They claim I owe some company $400 from 2012. in which I do not. They wont give me the name, they just want my debit # and bank routing info. They said they would take me to court, and I said Good." They keep calling.
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Hi AVS, good that you could spot the scam. These are scammers phishing for people who might have defaulted on a loan and hence may presume that the call is in relation to their default!!
When someone demands payment of old debt (may be real or unreal) you should check your credit report to see whether it's actually on it, or not.
If the credit report does not state the debt at all, there is no need for you to pay even if you are convinced the debt is real, unless you are in a mood to pay it off!
There are thousands of illegal payday loan lenders who are not licensed to lend. Since they are not licensed they can't register themselves with credit rating agencies and hence can not report loan defaults.
They may try to recover the debt illegally. They may threaten to sue, but they cannot and will not, since they are illegal in the first place and hence can not approach courts!
If you want to know whether a lender is licensed to do business in your state, verify the information with your state banking regulator (www. consumerfinance.gov/askcfpb/1637/how-do-i-find-my-states-bank-regulator.html ) or attorney general (www. naag.org/current-attorneys-general.php )