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MM, United States | 10-Apr-2017 |
Scam Phone Number 7864608992, Lower Credit Card rate - even if you select do not call it connects!!.
They claim they can lower the interest rate on your credit card. One of the options (9) is supposed to discontinue any more calls from them. It really just does the same thing as option 1, connects you to a 'live' person.
We have told them numerous times we are on the Do Not Call list, but we keep getting the calls anyway.
We have told them numerous times we are on the Do Not Call list, but we keep getting the calls anyway.
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The call is a scam. It’s an automated prerecorded call. The FTC advises “There are virtually no legitimate marketers trying to reach you to sell you something using a prerecorded call”
By enticing people with offer to lower interest rate, the scammers get the victim to reveal his personal & banking info apart from credit card details! Most of the so-called debt consolidation “companies” are simply scammers looking to take advantage of consumers who are desperate to pay off debt
According to the FTC, the companies behind these Card Services Offers can’t do anything for you that you can’t do for yourself, for free. If you are not able to get the rates reduces with your card issuer, neither would they. These scammers try to obtain your card details and will steal money as ‘fees’. However, FTC’s Telemarketing Sales Rule prohibits companies that sell relief services like these rate reduction scams on the phone from charging a fee before they settle or reduce your debt.
You should file complaint with FTC, whenever you get a ‘Card Services’ call.
More info: www. consumer.ftc.gov/articles/0131-credit-card-interest-rate-reduction-scams
www. ftc.gov/news-events/press-releases/2013/07/operators-credit-card-interest-rate-reduction-scheme-barred