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Jeremy, United States | 22-Jul-2015 |
Scam Phone Number 7274697465, CARD SERVICES scam calls from INDIA- This is how it works!.
When they call from "cardmember services" you will be prompted to press '1' to take advantage of the interest rate reduction offer.
When you press '1' a live Indian operator will get on the phone and tell you that they are able to reduce your rate. They ask how much you owe on your credit card. I made up $2,400 and told them that. They will then ask for the expiration date "to make sure your account is not expired". I made up the date of 12/2017. They will then tell you that their records indicate that your card starts with a '5' (making it a Master Card). To gauge reaction I said "no it is a 4 (visa)". The person will then confirm with you that it is a visa. They then ask for the entire card number to get your rate to the lowered amount. At that point I asked "does anyone ever actually fall for this?" The person squeaked out a tiny "yes" and hung up.
::SCAM:: DO NOT GIVE ACTUAL INFORMATION TO THIS COMPANY, THEY ARE PHISHING (FISHING) FOR YOUR CREDIT CARD INFORMATION TO STEAL FROM YOU. GOOD LUCK OUT THERE EVERYONE! ::SCAM::
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More About 7274697465
CARD SERVICES scam calls from INDIA- This is how it works! | Fake Company. New Number. Clearwater, Florida. |
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Thanks Jeremy for the expose!! Your post will be added to Editor's Pick soon!
The call is a scam. It’s an automated prerecorded call. The FTC advises “There are virtually no legitimate marketers trying to reach you to sell you something using a prerecorded call”
By enticing people with offer to lower interest rate, the scammers get the victim to reveal his personal & banking info apart from credit card details!
According to the FTC, the companies behind these Card Services Offers can’t do anything for you that you can’t do for yourself, for free. If you are not able to get the rates reduces with your card issuer, neither would they. These scammers try to obtain your card details and will steal money as ‘fees’. However, FTC’s Telemarketing Sales Rule prohibits companies that sell relief services like these rate reduction scams on the phone from charging a fee before they settle or reduce your debt.
You should file complaint with FTC, whenever you get a ‘Card Services’ call.
More info: www.consumer.ftc.gov/articles/0131-credit-card-interest-rate-reduction-scams
www.ftc.gov/news-events/press-releases/2013/07/operators-credit-card-interest-rate-reduction-scheme-barred