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Vlad, United States | 07-May-2017 |
Scam Phone Number 7167701212, Emily Cruze? Complaint about my intent to defraud a lender.
She said she has the file on her table and they will proceed to act unless I agreed now to pay $1,250. Said I had taken loans and one of them was unpaid. When I insisted to know who the lender was, she became even more rude and said I would get a payment confirmation from the lender. I told her I would have to arrange funds and would call back tomorrow. Well.. I did serious research and found this is a scam. Total scam. Applying scare tactics to collect money that you do not owe!!
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More About 7167701212
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Fake Buyer
When someone demands payment of old debt (may be real or unreal) you should check your credit report to see whether it's actually on it, or not.
If the credit report does not state the debt at all, there is no need for you to pay even if you are convinced the debt is real, unless you are in a mood to pay it off!
There are thousands of illegal payday loan lenders who are not licensed to lend. Since they are not licensed they can't register themselves with credit rating agencies and hence can not report loan defaults.
They may try to recover the debt illegally. They may threaten to sue, but they cannot and will not, since they are illegal in the first place and hence can not approach courts!
If you want to know whether a lender is licensed to do business in your state, verify the information with your state banking regulator ( www. consumerfinance.gov/askcfpb/1637/how-do-i-find-my-states-bank-regulator.html ) or attorney general ( www . naag.org/current-attorneys-general.php )
Read more about Fake Debt Collectors at FTC: consumer.ftc.gov/articles/0258-fake-debt-collectors