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Alex, United States | 14-Dec-2016 |
Scam Phone Number 5635057633, Automated call about lowering credit card interest rate and hence debt.
Debt reduction service provider marketing his offer using illegal robo call. This could be a scam to package and sell credit card debt to a third party... instead of reduction in interest, victims may end up having to pay more!
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The call is a scam. It’s an automated prerecorded call. The FTC advises “There are virtually no legitimate marketers trying to reach you to sell you something using a prerecorded call”
By enticing people with offer to lower interest rate, the scammers get the victim to reveal his personal & banking info apart from credit card details! Most of the so-called debt consolidation “companies” are simply scammers looking to take advantage of consumers who are desperate to pay off debt
According to the FTC, the companies behind these Card Services Offers can’t
do anything for you that you can’t do for yourself, for free. If you are not able to get the rates reduces with your card issuer, neither would they. These scammers try to obtain your card details and will steal money as ‘fees’. However, FTC’s Telemarketing Sales Rule prohibits companies that sell relief services like these rate reduction scams on the phone from charging a fee before they settle or reduce your debt.
You should file complaint with FTC, whenever you get a ‘Card Services’ call.
More info: www. consumer.ftc.gov/articles/0131-credit-card-interest-rate-reduction-scams
www. ftc.gov/news-events/press-releases/2013/07/operators-credit-card-interest-rate-reduction-scheme-barred