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DickY, United States | 10-Aug-2015 |
Scam Phone Number 4683280000, Student Loan; fast and easy forgiveness! 468-328-0000.
Robo call offers to erase student loan debt under a new government policy. Press 1 for fast and easy forgiveness. I chose not to get into any mess!
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According to the FTC:
Avoid lenders and marketers who use high-pressure sales tactics. Some marketers pitch that “your interest rates may go up if you do not consolidate immediately!” Whether and when interest rates for consolidating your loans will change depends on what type of loans you have. Look at your loan documents to determine whether the interest rates are fixed or variable:
If all of your education loans have fixed interest rates, there may be no deadline to consolidate.
If some or all of your loans have variable interest rates, when you consolidate into a fixed loan it may affect the interest rate of your loan. ED publishes new variable rates for some federal loans each July 1st. The annual rate changes can raise or lower the interest rate offered on a consolidated loan because the consolidation interest rate will be the weighted average of all loans consolidated.
Before you do business with any debt relief service, check it out with your state Attorney General and local consumer protection agency. They can tell you if any consumer complaints are on file about the firm you're considering doing business with. Ask your state Attorney General if the company is required to be licensed to work in your state and, if so, whether it is.
Never trust callers who offer to help reduce student loan rates. Do a complete and through due diligence on the service provider before sharing