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Reddingt, United States | 03-Nov-2014 |
Scam Phone Number 4018411685, Heather from Cardholder Services offering to lower my interest rate.
Robo call of offering to lower my credit card interest rate. Asking to press 1. Heather from Card Holder Services. Called my unlisted phone. Total scam. Wonder how they get hold of even unlisted numbers!
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According to the FTC, the companies behind these Card Services Offers can’t do anything for you that you can’t do for yourself, for free. If you are not able to get the rates reduces with your card issuer, neither would they. These scammers try to obtain your card details and will steal money as ‘fees’. However, FTC’s Telemarketing Sales Rule prohibits companies that sell relief services like these rate reduction scams on the phone from charging a fee before they settle or reduce your debt.
You should file complaint with FTC, whenever you get a ‘Card Services’ call.
More info: www.consumer.ftc.gov/articles/0131-credit-card-interest-rate-reduction-scams