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Jeff, United States | 22-Mar-2016 |
Scam Phone Number 3869316779, CC scam. I could get a lower interest rate 386-931-6779.
recording saying there was not a problem with my card, but could be. and I could get a lower interest rate. if they mentioned a company, it was not one I have done business with. when I called the number back the call could not be completed
Joyce Reported: 386-931-6779 Called for false credit card information. Can't something be done about that?
Joyce Reported: 386-931-6779 Called for false credit card information. Can't something be done about that?
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Free Gifts / Coupons Scam
The call is a scam. It’s an automated prerecorded call. The FTC advises “There are virtually no legitimate marketers trying to reach you to sell you something using a prerecorded call”
By enticing people with offer to lower interest rate, the scammers get the victim to reveal his personal & banking info apart from credit card details! Most of the so-called debt consolidation “companies” are simply scammers looking to take advantage of consumers who are desperate to pay off debt
According to the FTC, the companies behind these Card Services Offers can’t do anything for you that you can’t do for yourself, for free. If you are not able to get the rates reduces with your card issuer, neither would they. These scammers try to obtain your card details and will steal money as ‘fees’. However, FTC’s Telemarketing Sales Rule prohibits companies that sell relief services like these rate reduction scams on the phone from charging a fee before they settle or reduce your debt.
You should file complaint with FTC, whenever you get a ‘Card Services’ call.
More info: www. consumer.ftc.gov/articles/0131-credit-card-interest-rate-reduction-scams
www. ftc.gov/news-events/press-releases/2013/07/operators-credit-card-interest-rate-reduction-scheme-barred