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precious, United States | 15-Jul-2015 |
Scam Phone Number 3059130734, Summons department 305-913-0734. Said I owed money from 2008.
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Even if you really owes on a loan taken out in 2008, it's very very unlikely that it's legally collectable!
This call is a scam. An attempt to extort money.
Never respond to phone calls or emails making bogus claims.
You need to revert ONLY if you get by mail (not email) a Debt Validation notice with every detail that is required to be furnished under the Federal Debt Collection Practices Act including but not limited to the amount owed, calculation for amount owed, proof that you agreed to pay amount owed, identity of original lender, proof that the Statute of Limitations has not expired, license number of the debt collector and proof that the debt collector is licensed to collect in your state.
The scammer would have made similar calls to hundreds of people at random. He wouldn’t know who has a delinquent loan and who hasn’t. But he will tell everyone the same story.
Those who never had any payment default, would object and usually get out of the way. But those who have issues with their loan, could easily get scammed! (There are a few who get very scared and would pay to get out of “trouble” while there was no real trouble at all!”)
When a scammer calls and asks to pay up, the victim could subconsciously connect the call, to his / her old default and would think that the caller knows about the delinquent payment and would pay up! Many people who could have defaulted on a loan repayment, have made grave error of paying money to scammers who have no relation to the loan!
File Complaint with the FTC: www.ftccomplaintassistant.gov/