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MD MOM, United States | 18-May-2015 |
Scam Phone Number 2532449443, Fake GE Capital email my loan application was approved 253-244-9443.
I got an email saying my loan application was approved and I had to call this number immediately. I did and found out that yes the loan was approved, but they wanted "a security deposit" before they would fund the loan. If I provided them with it, they would fund the loan within 20 minutes. Sounded fishy and I knew I had seen something like this before as a scam, so I hung up.
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The world is teaming with scammers all around. It's unfortunate that people believe in claims like, 'show you are capable of paying back by sending advance fee, ' OR 'Fee is required since you have a bad credit score'!
How could any lender be satisfied that the loan will be serviced, by just getting Advance Fee?! No one will give unsecured loan, unless they are absolutely certain that they would be able to recover the entire principle and interest.
They will also obtain customer's concurrence to set up automatic monthly charge on the debtors bank account apart from other protections. They will also be a registered company so that they can proceed legally, if a customer defaults.
It would be unwise to trust a stranger (probably having a bogus website), who offers loan on the phone with no registration & no license to operate the business, in your state