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Candice, United States | 26-Jun-2015 |
Scam Phone Number 2092642621, Capital Risk Services harassed me about paying for a "payday loan".
Received a phone call, yes I answered it and these people had a lot of personal information and harassed me about paying for a "payday loan".
They were even asking about family members and I said I didn't know them and yes I knew them all and actually one is deceased.
They wanted me to make monthly payments for three months and when I said no, I don't owe any money to any of the companies you stated and believe me she rambled them off so fast; you barley understand her.
She said she was going to have the sheriff's department come to my home and I was going to pay fees and answer to a judge. I simply said, I don't owe for any payday loan and to stop calling.
They would call and then hang-up and for me; the number might mean a new client. I could not find the company to match the phone number.
Thank you for listening.
...................................................
Lupe Reported: Capital Risk Services. Fake civil suit claims asked for social security and payment info,when question about the suit they hung up
MOL reported: 209-264-2621 CRS Solutions . Started receiving calls from this number. Looked them up on the internet, and blocked them from calling me.
They were even asking about family members and I said I didn't know them and yes I knew them all and actually one is deceased.
They wanted me to make monthly payments for three months and when I said no, I don't owe any money to any of the companies you stated and believe me she rambled them off so fast; you barley understand her.
She said she was going to have the sheriff's department come to my home and I was going to pay fees and answer to a judge. I simply said, I don't owe for any payday loan and to stop calling.
They would call and then hang-up and for me; the number might mean a new client. I could not find the company to match the phone number.
Thank you for listening.
...................................................
Lupe Reported: Capital Risk Services. Fake civil suit claims asked for social security and payment info,when question about the suit they hung up
MOL reported: 209-264-2621 CRS Solutions . Started receiving calls from this number. Looked them up on the internet, and blocked them from calling me.
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When someone demands payment of old debt (may be real or unreal) you should check your credit report to see whether it's actually on it, or not.
If the credit report does not state the debt at all, there is no need for you to pay even if you are convinced the debt is real, unless you are in a mood to pay it off!
There are thousands of illegal payday loan lenders who are not licensed to lend. Since they are not licensed they can't register themselves with credit rating agencies and hence can not report loan defaults.
They may try to recover the debt illegally. They may threaten to sue, but they cannot and will not, since they are illegal in the first place and hence can not approach courts!
If you want to know whether a lender is licensed to do business in your state, verify the information with your state banking regulator (www.consumerfinance.gov/askcfpb/1637/how-do-i-find-my-states-bank-regulator.html) or attorney general (www.naag.org/current-attorneys-general.php)