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McDaniel, United States | 15-Dec-2016 |
Scam Phone Number 2031325187, Received a call about reduction in credit card interest rate and debt.
Debt consolidation scam. Scammers trying to gather your info and sell your debt for a commission.. in the process your card gets compromised too!
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The call is a scam. It’s an automated prerecorded call. The FTC advises “There are virtually no legitimate marketers trying to reach you to sell you something using a prerecorded call”
By enticing people with offer to lower interest rate, the scammers get the victim to reveal his personal & banking info apart from credit card details! Most of the so-called debt consolidation “companies” are simply scammers looking to take advantage of consumers who are desperate to pay off debt
According to the FTC, the companies behind these Card Services Offers can’t do anything for you that you can’t do for yourself, for free. If you are not able to get the rates reduces with your card issuer, neither would they. These scammers try to obtain your card details and will steal money as ‘fees’. However, FTC’s Telemarketing Sales Rule prohibits companies that sell relief services like these rate reduction scams on the phone from charging a fee before they settle or reduce your debt.
You should file complaint with FTC, whenever you get a ‘Card Services’ call.
More info: www. consumer.ftc.gov/articles/0131-credit-card-interest-rate-reduction-scams
www. ftc.gov/news-events/press-releases/2013/07/operators-credit-card-interest-rate-reduction-scheme-barred