Beware of scams, subsequent to the massive data breach at JP Morgan Chase Bank

The massive customer data breach, at the websites or JP Morgan including Chase.com, JPMorganOnline, Chase Mobile or JPMorgan Mobile, is expected to cause spurt in ‘confidence trick scams’ and id thefts.

According to a press release by JP Morgan more than 76 Million consumer accounts have been compromised, apart from ~8Million small business accounts.

The bank has tried to quell rumors of a potential crisis by claiming that account numbers, passwords, user IDs, date of birth or Social  Security Number have not been compromised.

According to it, only name, address, phone number and email address have been stolen. It’s a moot point whether this is, in fact, 100% true!      The compromise seems to have occurred in June. It was detected in July and in August, JP Morgan reported that only 1 million accounts were compromised. Now, it appears a total of 84 million accounts were exposed! Obviously, you need to take the bank’s assertions, with a pinch of salt!

Consumers should be wary of phone calls, texts  and emails asking to verify Chase Bank account numbers, credit card numbers , expiration date, date of birth and SSN.  These are generated by scammers who have partial data of consumers and are looking to fill in the rest,  by making scam calls.

Don’t respond to phone calls, texts or email ids from Chase. Instead, call the bank at it’s official phone number and discuss.

 Chase Bank – Scam Txt Messages

Your Chase Bank Debit Card is suspended. Call : xxx-xxx-xxxx

Your Chase Bank account  could be one among 84 Million that have been compromised . Press 1 to verify.  

Your Chase Bank account is blocked . Press 1 to unblock

Chase Bank Alert. Credit Card limited due to suspicious activity. Call : xxx-xxx-xxxx

ChaseBank- Urgent Message. Call : xxx-xxx-xxxx

Your Chase Bank account  is temporarily restricted. Call : xxx-xxx-xxxx

Security breach detected on your credit card account. Call Chase Bank : xxx-xxx-xxxx

Potential victims will either be asked to enter important information  or asked to call a  bogus “Chase Bank number”  which would lead to the scammer himself.

Chase Bank  -   Scam Phone Calls

The caller will pose as a Chase Bank Customer Support team member and would repeat your name and address  to gain confidence. He would then ask you to repeat your checking account and card numbers, apart  from other information. 

Chase Bank  -   Scam Emails

Scam emails may contain your name, address, phone number, apart from  your email address and a bogus  link to login and check whether your account is safe  

Be alert! Be aware! And do publish details, if you get scam phone calls and texts,  purportedly from the Jains